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 HarborLight Credit Union is committed to “Preparing youth to be financially responsible” by helping young people build a strong foundation for making wise financial decisions. We offer several youth-oriented programs, in addition to our Early Bird Savers & Team Varsity Club programs. Youth Financial Workshops Typically held once a year for high school students, these FREE themed workshops are designed to provide fun while teaching money management and credit responsibility. Our most recent themed workshop, “American Credit Idol”, focused on credit reports and credit scores using a rock music theme. A panel of judges reviewed credit scenarios auditioned by students to receive their credit “score”. A door prize (iPod Nano) and lots of great giveaways added to the fun! Food was also provided from Subway.  
Student-Run Branches (SRBs) HarborLight Credit Union has partnered with Montague & Whitehall High School and the Muskegon Area Career Tech Center to provide an SRB on school premises. This program provides hands-on education of finances to students by teaching good money management skills and habits. The Wildcat SRB, Viking SRB, & the Currency Corner are open once a week throughout the school year.
Classroom Presentations HarborLight Credit Union offers free classroom/community presentations that teach financial literacy to all grade levels. If you are a teacher, troop leader, church youth leader, other type of youth leader, or perhaps a library, we can conduct a financial presentation for you on a variety of financial topics. Please contact Sheryl at the credit union at 231-894-5608 ext 240 for more information. Scholarships Each year the credit union gives $3000 in scholarships to area graduates. $500 each is given to Whitehall and Montague High Schools to award student(s) who are planning to further their education in the area of business. Four $500 scholarships are chosen randomly at our Credit Union annual meeting every spring. Applications can be found online or at the credit union during the months of January and February each year. Click Here to download the application and guidelines Youth Advisory Board High School/College volunteers meet monthly at the credit union to provide a critical “youth” outlook to better serve our younger members. They promote and assist with our youth workshops, National Credit Union Youth Week, marketing, school connections, and community service. If you are interested in serving in this capacity, please contact Sheryl at 231-894-5608 ext 240.
National Credit Union Youth Week Each April, HarborLight Credit Union participates in the National CU Youth Week using themes to provide valuable information to promote financial education to parents and youth. It is a fun-filled week that focuses on building good savings habits and making wise money decisions. There are great prizes & giveaways all week long, along with helpful financial info.
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