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![]() Looking to buy your first home or to refinance your current home? HarborLight Credit Union offers a variety of Mortgage Loans to meet your needs. At HCU, we have fixed-rate, first mortgages for terms from 10 to 20 years and new construction loans. We also offer 30 year, fixed rate mortgages through our partnership with AmeriCU Mortgage. Mortgage Loan Online Application -Apply Now! HarborLight Credit Union also offers Home Equity loans. With a fixed rate Home Equity Loan or a variable rate Home Equity Line-of-Credit (HELOC) from HCU, qualified members can borrow up to 80% of the appraised value of their home (less any outstanding mortgage balances), up to $50,000. In addition, there are minimal fees and the interest on this loan may be tax deductible. Consult your tax advisor. Home Equity Loan Online Application-Apply Now!
MEMBERS® Auto and Homeowners Program You trust HarborLight Credit Union to provide you and your family with quality products and services to meet your financial needs. We’ve joined with a dedicated team of insurance professionals to bring you the MEMBERS® Auto & Homeowners Insurance Program. • The MEMBERS Auto & Homeowners Insurance Program is the property and casualty coverage solution preferred by credit unions and their members. • Access convenient e-service, pay your bill or make changes to your policy, even report a claim. • Receive fast, easy access to claims service 24 hours a day. • Obtain a free, no-obligation quote. The MEMBERS Auto & Homeowners Insurance Program is made available by CUNA Mutual Insurance Agency, Inc. and underwritten by leading insurance companies. To the extent permitted by law, applicants are individually underwritten; not all applicants may qualify. Discounts are not available in all states and discounts vary by state. A consumer report from a consumer reporting agency and/or motor vehicle report will be obtained on all drivers listed on your policy where state regulations allow. The insurance offered is not a deposit and is not federally insured or guaranteed by your credit union.
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